Head-to-Head EvaluationFor self-directed investors

Pierce vs. Fiscal.ai (FinChat)

Pierce vs. Fiscal.ai: AI terminal for fundamentals vs. an agent that runs the work

The Short Answer

Fiscal.ai is a modern fundamentals terminal with AI summaries, screeners, and global company coverage. Pierce is not another dashboard: it is an agent with financial skills, a self-checking loop, and a quant engine, built for US-listed names you actually want to model.

What they do

Fiscal.ai (formerly FinChat) is an AI-powered public-equity terminal: standardized financials, transcripts, screeners, dashboards, and an AI layer for summaries, natural-language queries, and charts. Coverage is global. It is a research workstation with AI on top, not a dumb database.

At a Glance: Feature Comparison

How Pierce Finance and Fiscal.ai (FinChat) approach the research workflow.

Capability	Pierce Finance	Fiscal.ai (FinChat)	Advantage
Product shape	Agentic web workspace. You ask for research; named skills and a quant engine do the work.	AI-assisted terminal: financials, transcripts, screeners, dashboards, and copilot summaries over a large global dataset.	Comparable
AI behavior	Routes the job to 44 skills, uses tools, and runs a check-and-correct loop instead of one-shot copilot text.	Natural-language queries, AI summaries, and prompt-built charts on top of pre-structured fundamentals.	Winner: Pierce
Global coverage	Deep on US and North American names with SEC filing workflows. Thin elsewhere on purpose.	Very wide public-company, ETF, and fund coverage across regions.	Winner: Fiscal.ai (FinChat)
Dashboards and exports	Charts appear inside the research thread. There is no widget canvas.	First-class watchlists, KPI boards, and chart export for slides.	Winner: Fiscal.ai (FinChat)
Screening	Named methodologies (CANSLIM, VCP, PEAD) run as skills, not ad-hoc copilot filters.	Terminal screener with optional natural-language filters over fundamentals.	Winner: Pierce
How you pay	Pay-as-you-go with optional higher-volume plans. No terminal contract.	Recurring Pro / Max / enterprise subscriptions.	Winner: Pierce

Product shape

Comparable

Pierce

Agentic web workspace. You ask for research; named skills and a quant engine do the work.

Fiscal.ai (FinChat)

AI-assisted terminal: financials, transcripts, screeners, dashboards, and copilot summaries over a large global dataset.

AI behavior

Winner: Pierce

Pierce

Routes the job to 44 skills, uses tools, and runs a check-and-correct loop instead of one-shot copilot text.

Fiscal.ai (FinChat)

Natural-language queries, AI summaries, and prompt-built charts on top of pre-structured fundamentals.

Global coverage

Winner: Fiscal.ai (FinChat)

Pierce

Deep on US and North American names with SEC filing workflows. Thin elsewhere on purpose.

Fiscal.ai (FinChat)

Very wide public-company, ETF, and fund coverage across regions.

Dashboards and exports

Winner: Fiscal.ai (FinChat)

Pierce

Charts appear inside the research thread. There is no widget canvas.

Fiscal.ai (FinChat)

First-class watchlists, KPI boards, and chart export for slides.

Screening

Winner: Pierce

Pierce

Named methodologies (CANSLIM, VCP, PEAD) run as skills, not ad-hoc copilot filters.

Fiscal.ai (FinChat)

Terminal screener with optional natural-language filters over fundamentals.

How you pay

Winner: Pierce

Pierce

Pay-as-you-go with optional higher-volume plans. No terminal contract.

Fiscal.ai (FinChat)

Recurring Pro / Max / enterprise subscriptions.

Pierce Limitations

Where Pierce should not be used relative to Fiscal.ai (FinChat):

Pierce focuses on US and North American equities. It is the wrong tool for a 100,000-name global database.
Pierce is not a drag-and-drop dashboard canvas for assembling presentation KPI boards.

Pricing Model

AI terminal subscription vs pay-as-you-go agent

Fiscal.ai sells terminal and API subscriptions (Pro is commonly listed near $39/month, with higher Max and enterprise tiers). Pierce is pay-as-you-go, with higher-volume plans and professional plans for CFAs and RIAs.

Pay-as-you-go and higher-volume plans →

When to Choose Fiscal.ai (FinChat)

Building watchlists, KPI dashboards, and transcript libraries across a wide global universe.
Asking a copilot to chart a multiple or summarize a call without leaving a terminal layout.
Investors who want segment and KPI history as a data product, including API or MCP access.

When to Choose Pierce Finance

Run CANSLIM and VCP screens as skills instead of describing a screen to a copilot and hoping the filters stick.
Get a research pass that reads the filing, models the name, and checks itself — not only a summary of the page you already opened.
Stay on pay-as-you-go if you only work names around earnings, instead of another annual terminal seat.

Test the Pierce Agent

Screen then model a US name

“Run a CANSLIM screen on large-cap US tech, then build a three-stage DCF for the top name and list risks from the latest 10-Q”

Launch Prompt in Agent

Frequently Asked Questions

Is Fiscal.ai still FinChat?

Yes. FinChat rebranded to Fiscal.ai. The product is an AI-powered research terminal — financials, transcripts, screeners, and an AI layer — not a chat wrapper with no data behind it.

Does Pierce cover international stocks the way Fiscal.ai does?

No. Fiscal.ai wins on global breadth. Pierce is built for US-listed research: filings, screens, and models on names you can actually work from EDGAR.

Can I try Pierce without a monthly terminal seat?

Yes. Sample public research is available, then pay-as-you-go. Higher-volume plans are on the pricing page if you start running this every week.

Your Edge Shouldn't Depend on Your Budget.

Institutional-grade agentic research. No terminal. No API keys.

Run Your First Analysis (Takes 30s)

Sample every skill free • Custom research from a credit load as low as $2.50 • No monthly plan required